Are you looking to renovate or construct a real estate property but don’t have enough capital? If so, then you may want to secure a loan. One of the popular types of loans you can borrow today are hard money loans. These loans provide financing options to property investors and entrepreneurs who do not meet the strict requirements and stringent criteria of traditional lending.

Hard money loans have quicker pre-approval and closing times since they involve less paperwork and bureaucracy.

Also known as private loans, hard money loans are made toward commercial properties, fix and flips type properties, and single-family or rental residential homes, and the property is used as collateral for the loan. 

Hard money loans are great news for individuals who want to renovate existing properties or construct new properties. They have a shorter timeframe than conventional loans, ranging from a few months to 2 – 3 years. Compared to 20 or 30 – year traditional loans, private loans are your ideal option if you need to purchase a property quickly in today’s competitive real estate market.

So, with that information in mind, how do you choose the right hard money lender to borrow from? Here a few things to keep in mind when selecting a hard money loan

1. Choose a Loan Provider Who’s An Expert in Hard Money Lending

Unlike traditional loans, hard money loans are quite complex and need a person who’s dedicated and experienced to properly investment and structuring as well as executing this type of loans so that each party can be satisfied. 

So, ensure you only pick a loan provider that is knowledgeable about hard money loan servicing, execution, and compliance and one that specialize in private money lending.

2. Choose a Locally Owned and Operated Company

Before giving you a loan, hard money lender may want to actually inspect your property you’ll be using as collateral to ensure the safety of their funds. So, it pays off to work with a local loan provider. 

3. Choose a Company with Reasonable Interest Rates

Private loan interest rates may vary with different providers, so find a company with interest rates that you can afford. However, don’t just pick a company due to its extremely low-interest rates as they may have other hidden motives or charges.

4. Choose a Fully Licensed Company 

Private money lenders may not be obligated to adhere to the same regulations and requirements as traditional money lenders, but the most reputable ones follow the right licensing processes.

So, you make sure that the lender you are looking to borrow from is licensed by the Department of Real Estate or other right bodies. A reputable and transparent company should state their broker license number on their website.

These are some of the things to keep in mind when searching for reputable hard money lenders San Diego. If you’re looking for reliable and licensed hard money lender in San Diego, Ca, you can trust California Hard Money Direct. We offer various types of loans with reasonable interest rates and quick closing times. To contact us, visit californiahardmoneydirect.com and fill a web form or call us directly via 1-310-736-1576.…

When facing a serious tax problem, a certified tax lawyer is the first person to ring in your mind. Maybe you forgot to return your taxes and there the IRS comes knocking at your door. Only a few can avoid complex tax issues. For the rest, there is no better way to handle it than hiring a tax professional. 

That said, below are situations to hire a tax lawyer San, Diego

When you are being audited by IRS

Anything involving IRS officials is something serious. Going for legal help is the only way out. A tax attorney will help negotiate a settlement with the officials. There are many ways to settle this. You can sign an installment agreement, penalty reduction or offer settlement. However, rarely do IRS officials accept such offers. You must give a strong compelling reason for them to do so. For instance, giving proof you are bankruptcy and fewer assets.

When facing criminal charges

If there is a serious situation that requires a tax lawyer San Diego, then criminal charges are among. If you fail to get a settlement offer with the IRS officials, you are likely to face criminal charges. The kind of charges here is tax evasion. You must get the help of a certified tax expert to represent you before a court of law.

If you want somebody to communicate with the IRS.

If you are too busy for business or personal reasons, then a tax attorney will help communicate directly with IRS officials on your behalf. This will help reduce the burden of facing the IRS every time. 

If you receive a CP notice

A CP notice is a form of a letter sent by the IRS to inform about outstanding balances. Maybe the letter was sent mistakenly but how will you know? By hiring a tax lawyer San Diego, the expert will help you figure why the notice was sent.

Now you understand when to hire a tax lawyer. Next, you need to understand the benefits of hiring the right tax expert for your taxes. They include:

 A tax attorney will always have your interests guarded. Any information shared with the lawyer remains confidential no matter what. 

 By hiring a tax lawyer, you keep yourself aligned with tax laws and regulations. 

 Involving a tax expert in your business will assist you to acquire new business opportunities. It’s always a good idea to look for new opportunities under the watch of a tax lawyer San Diego…

As an employer, you’re a big fan of background checks. Are you really gaining a lot of information from these screenings though? Discover what can be found in a background check in today’s modern world.

Criminal History

The main feature of any screening is criminal history. Convictions are a matter of public record. You just need a tool to find the information, such as a Checkr background screening.

You’ll know about the crime and its outcome. Base your hiring decision on this clear look at a person’s history. Some convictions are worse than others. Remind yourself, however, that charges without convictions aren’t included. A complete picture of the applicant’s legal issues isn’t always cut and dry.

Credit Check

Don’t overlook the importance of the credit check. Your applicant may not be handling your accounting books, but the credit report reveals information about the person’s habits. Is the person frugal or loose with the credit card on the weekend? Are payments on time or not?

An applicant’s responsibility level is found within those credit checks. Read over them with care. Everyone has some flaws, but spending patterns can tell you a lot about a person.

Driving Record

Applicants’ driving records reflect their personalities and responsibility levels too. Multiple accidents or drunk-driving arrests are cause for concern. You don’t need these personalities at your company.

These records are particularly important for jobs involving driving. Company trucks, forklifts and other forms of transport must be controlled by steady hands and experienced workers.

School History

Graduating from a top university is hard work. Some applicants might exaggerate about a university or grade-point average. You want to know the truth!

Screenings include the applicant’s school history. Typically, you’ll have access to high school and college information. The graduation status is also included. Your new hire should have their degree completed in full.

Work Experience

Have you ever encountered a fallacy on a resume? Lying about a skill or even an entire workplace does occur with some applicants. A screening will tell you the hard truth.

Every screening comes with information about a person’s work history. You’ll know when and where an applicant worked so that verification is much easier than before. Opinions about the quality of work, however, aren’t part of this analysis.

Social-Media History

One of the latest ways to screen an applicant is through social media. Regardless of the platform, screening services comb through the Internet and find your candidate.

Don’t focus on the person’s favorite movie or last week’s dinner photo. Consider the applicant’s overall character. Is there a close-knit family? Does he or she perform charity work? All of this information can tell you if there’s a quality person outside of the workplace. Their dedication during those off-hours can translate to hard work in the office.

Meet your hiring goals with a Checkr background screening today. No one needs a questionable character in their workplace! It’s time to take control of your staff and company chemistry. Screenings are valuable tools for every HR team.
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Have you been arrested for driving while intoxicated in Los Angeles? If so, then you should really consider hiring a lawyer that specializes in DUI cases. Driving under the influence is a major offense in the United States and it’s your best interest to hire a DUI attorney to minimize the legal repercussions of it. An expert attorney will represent you in the court of law and help you avoid paying the hefty fine, serving jail time, or losing your driving license. The law varies from state to state and finding an attorney who understands California laws will ensure you have a favorable outcome with your case and your rights are protected. In this article, we have analyzed some of the top benefits of hiring a DUI attorney for your drunk driving case.

1. Detailed Scrutiny of Your Case

An attorney who specializes in Los Angeles DUI cases will carefully go through your case to find evidence that will be valuable for your case. The attorney will also determine if the officer who arrested you behaved unreasonably when doing it. He will liaise with other professionals to carefully examine the lab results and check their accuracy. Remember, many innocent people are taken into court and charged for something they didn’t do. So, you can increase your chances of not being jailed for little or no reason by having an expert DUI attorney like Hart Levin to represent you. 

2. Avoid Permanent Criminal Record

When you have been found guilty of drunk driving, it can completely ruin your career. Being intoxicated while driving is a crime that can remain on your record for over six years. So, a mistake you committed just once can haunt you for quite a long time. You’ll face difficulty finding a job, as many employers use the criminal record to filter out individuals. That’s why if you or your loved one is arrested for driving while drunk, you should contact a DUI attorney as soon as possible. The attorney will go through all the available evidence and try to change the outcome in your favor. 

3. Prevent Losing Your Driving License

If you’re arrested for drunk driving and found guilty, your driving license can be revoked The DUI attorney Los Angeles will use the evidence at his disposal to prevent that from happening. Even if you’re found guilty and fined, the DUI attorney will argue in your favor and convince the judge to preserve your driving license.

These are the top benefits of hiring a DUI lawyer in Los Angeles. We, Hart Levin, are a law firm in Los Angeles specializing in DUI cases and criminal defense. We can help you get out of your DUI case, however difficult it is.…